Stuart: 772-283-3660 | Port St. Lucie: 772-335-1896

Loan Terms

How Our Pawn Loans Work

Our pawn loans are issued for an initial term of 30 days and may be extended up to 60 days. You may continue extending your loan beyond that time as long as the required monthly charges are paid on time.

Monthly Charges

  • 2% interest per month (24% APR)

  • 18% service charge per month for security, insurance, storage, and operational costs

  • Total monthly charge: 20%

How It Works

  • If you borrow $100, your total payoff within the first 30 days is $120.

  • A 5-day grace period is provided after the 30-day term.

  • If the loan is extended to 60 days, an additional 20% is added, bringing the total payoff to $140.

  • Any item that remains in pawn past 60 days without payment will be forfeited and sold to recover the loan amount.

Larger Loan Example

  • A $500 loan carries a $100 service charge, making the total payoff $600 within 30 days.

  • By paying the service charge, the borrower may extend the loan for an additional 30 days.

Reduced Fees on Larger Loans For higher-value loans, reduced service rates may be available. Please speak with a manager for details.

Discover Your Newest Treasure

Discover your newest treasure among a diverse array of items waiting to be found, from electronics and jewelry to rare collectibles. Each visit holds the potential for remarkable finds, making every trip to our store an adventure worth taking.

coins

instruments

accessories